What is your Credit Score and why is it important?

Your credit score is what makes you attractive to lenders, who use it to decide whether to lend you money and how much you can borrow. According to Experian, a credit score of 700 or above is generally considered ‘good’, with 800 or above being perceived as ‘excellent’. If you are money-savvy enough to be […]

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Your mortgage application gets refused, now what?

Having your mortgage application refused can be one of the most inconvenient and frustrating things to happen as it will inevitably halt any house-buying plans you may have. However, we’re here to tell you that it may not be the be all and end all to your home-ownership dreams. Why? Our first recommendation would be […]

Getting on the property ladder

Buying your first home and the process that accompanies it is said to be one of life’s most stressful experiences. Luckily, we’re here to challenge that belief and we believe with the right knowledge and understanding of the first time buyers market, you’ll be in a good position to start searching for your dream home. […]

What is Stamp Duty?

If you’re new to the whole house-buying process then terminology like this can confuse you so much it may even put you off buying a house completely! Luckily for you we’ve simplified what this means so that you can be confident is knowing what Stamp Duty is moving forward. What is stamp duty? Stamp Duty […]

Financial help explained

There is a wealth of financial help available for first time buyers, but do you know what you’re entitled to? If you’re looking to put your first foot on the property ladder, it can all seem a little overwhelming to say the least. We’re here to help! Here’s our whistle-stop tour of the Government incentives […]

What is a mortgage?

When you’re searching for a new home, the ‘m’ word can be the scariest part of the whole process. There are so many people out there offering ‘great rates’ and ‘guaranteed loans’, so how do you know who’s who and what’s what? It may be a tricky concept to get your head around, but we […]

Buying a house in simple terms

Buying your first home is probably one of the biggest life decisions you’re ever going to make so it’s important to make sure you understand exactly what is going on. But with alien words such as council tax, insurance, mortgage and deposit flying around, it can be confusing to know what you’re getting yourself into. […]

Government unveils £5billion House Building Fund

This week the government announced that it will find £5billion to solve the housing crisis, a long awaited House Building Fund to inject a new lease of life into the British housing situation. But political talk aside and in laymen’s terms, what does this mean for you? Builders will be trained to use more modern […]